Apply for Home Loan
“Get Best Deals on Home Loan across India for Salaried and Self Employed. India Kickstart has network of 40+ Banks and get your Home Loan at doorstep without any Consultancy Cost”
What is Home Loan?
For many people paying the total cast of the new house in one go is impossible. Here Property Loan or Home Loan gives a big support to buy your new house. Home loan can help you in many ways, it can be helpful for purchasing a new home or constructing an existing residential property.
Advantages of Home Loan?
☞ Lower interest rates as its secured loan.
☞ Helpful for all Home related expenses.
☞ Greater Credit Eligibility.
How to apply for Home Loan?
Fill simple application form
We are coordinating
with 30+ banks / NBFCs to get your application.
We get the best rates for you.
Loan is approved and amount credited.
Documents required for Home Loan
Copy of PAN Card
Copy of Aadhaar Card/ Voter identity card / Driving License
Passport size photograph Scanned Copy
Copy of Latest Bank Statement/Telephone or Electricity Bill
Copy of Passport (in case of NRI or Foreign National)
Specimen Signatures (signature on blank document of Directors only)
FAQ on Home Loan
☞ HL EMI is a defined amount you will pay for repayment of your loan monthly till the loan is completely paid.
☞ However, the EMI amounts stays the same, every month the part of interest keeps coming down and principal keeps on increasing, except when interest rate increases.
☞ Longer the tenure, lower the EMI. HL tenure in India ranges from 5 years to maximum of 18 years.
☞ Key benefit of paying Home Loan EMI through ECS is that, there is no signature mismatch risk for cheque bouncing or any other technical issue. Note heavy cheque bouncing charges are charged by the banks even for technical bounce and therefore, it is advisable to avoid this risk by availing ECS mode of debit.
☞ Basic method is applied for calculating the EMI. Its, bigger the loan amount, higher will be the EMI, smaller the loan, lower the EMI. Larger the loan tenure, smaller the EMI.
☞ To buy the new home you take a property loan or home loan. The developer of the property is paid the cost of the home according to the payment plan by the lender. the borrower in turn pays EMIs which is spread over the tenure of the loan.
☞ Your income, savings, debt obligations are considered.
☞ Cost/value of the property against which you want loan are considered
☞ Your track record for other loans, credit cards repayments are considered
Why India Kickstart?
About India Kickstart
Just tell us a little bit about your business and you’ll have the incorporation certificate in 20 working days. It’s that simple. In addition to yours, we’ll be handling around 400 requests this month.
We make your interaction with government as smooth as is possible by doing all the paperwork for you. We will also give you absolute clarity on the process to set realistic expectations.
Our team of experienced business advisors are a phone call away, should you have any queries about the process. But we’ll try to ensure that your doubts are cleared before they even arise.