Apply for Unsecured Business Loans
What is Unsecured Business Loans?
Each business has its own unique set of requirement so we have a dedicated team of experts who work with you to understand the specific nature of your business and structure solutions most suitable for you.
We offered complete bouquet of working capital facilities to help you manage your cash flow and ensure smooth running of your business.
Advantages of Unsecured Business Loans?
☞ Customised and flexible financial solutions.
☞ Customer-oriented services.
How to apply for Unsecured Loans?
Fill simple application form
We are coordinating
with 30+ banks / NBFCs to get your application.
We get the best rates for you.
Loan is approved and amount credited.
Documents required for Loan application
To be submitted by Directors and Shareholders
Copy of PAN Card
Copy of Aadhaar Card/ Voter identity card / Driving License
Passport size photograph Scanned Copy
Copy of Latest Bank Statement/Telephone or Electricity Bill
Copy of Passport (in case of NRI or Foreign National)
Specimen Signatures (signature on blank document of Directors only)
Frequently asked questions
Short Term Loans
☞ A loan which is scheduled to be paid in maximum 1 year. When your business isn’t entitle for a line of credit from financial lenders, you might still have success in getting money from then in the form of a short-term loan (less than a year) to finance your short period working capital needs.
Long Term Loans
☞ Business Term Loan are the definitive commercial loan, commonly used for major investment in the business
or in an asset addition. These loans often have fixed interest rates, along with monthly or quarterly instalments schedules and a set maturity date.
Startup Business Loans
☞ If you have a great new business idea for the first time, and you deficit in capital? We understand getting new business loans is always challenging, but we may be able to assist you and your new business with the loans you require.
Credit Line Or Line Of Credit
☞ Business lines of credit are literally unsecured debt, you don’t have to provide collateral or assets, which the lender can sell to claim in case of default. This concept is similar to a business credit card, but getting a cash advance from a credit card is typically pricier.
☞ LAP EMI is a defined amount you will pay for repayment of your loan monthly till the loan is completely paid.
☞ However, the EMI amounts stays the same, every month the part of interest keeps coming down and principal keeps on increasing, except when interest rate increases.
☞ LAP tenure in India ranges from 5 years to maximum of 18 years. Longer the tenure, lower the EMI.
☞ On occasions when in your business you just need some extra capital or big capital instantly. At LegalRaasta as a matter of fact you can get finance quickly.But how can you find financing that your business can afford?
We deal with all sorts of business here at LegalRaasta, and we’ve got some wavelength into which application lead to which loans. Take a look at what you need to qualify. This will help you figure out whether a term loan is the right product for you or not.
☞ The rate of Business Loan is affected by various ways:
1) What type of Loan you are choosing?
2) Annual Turnover of your company
3) How long you want the loan?
4) What is the credit score of your company?
5) Time is business
Why India Kickstart?
About India Kickstart
Just tell us a little bit about your business and you’ll have the incorporation certificate in 20 working days. It’s that simple. In addition to yours, we’ll be handling around 400 requests this month.
We make your interaction with government as smooth as is possible by doing all the paperwork for you. We will also give you absolute clarity on the process to set realistic expectations.
Our team of experienced business advisors are a phone call away, should you have any queries about the process. But we’ll try to ensure that your doubts are cleared before they even arise.